Experience lasting peace with FD Insurance by Globe Life — where your family's future is protected and your dreams are valued. Secure your legacy today.
Discover life insurance options tailored to meet your every need, ensuring financial security and peace of mind for you and your loved ones, now and always.
Explore tailored insurance solutions to protect what matters most.
FD Insurance offers Term Life Insurance with fixed-period financial protection to safeguard significant responsibilities like mortgages or education costs.
Lifetime Coverage with Benefits Growth
Offers lifelong insurance for children, accumulating cash value for future use, such as education or business startup costs.
Additional coverage in cases of severe accidents resulting in death or serious injuries, ideal for those in high-risk jobs or lifestyles.



Switched to FD's Term Life and got my kids the Children’s Life Insurance. Affordable, straightforward, and feels good knowing we’re all covered.



I've tried various policies, but FD Insurance’s Whole and Children's Life options genuinely stand out for their flexibility and the enduring value they offer.



Opted for FD Insurance's Accidental Death coverage - straightforward, no-fuss policy with clear benefits. It's comforting, just having that extra layer of financial safety in place.
FAQs
Quick Answers to Your FD Insurance Questions
What is the difference between Term Life and Whole Life Insurance?
Term Life Insurance provides coverage for a specified period only and pays out if the insured person dies within that term. Whole Life Insurance covers the entire lifespan and includes a cash value component that grows over time.
Can I have multiple policies?
Yes, you can have multiple life insurance policies to cover different needs and stages.
What is the cash value of a life insurance policy?
The cash value is part of Whole Life Insurance that grows over time based on your paid premiums.
How are premiums determined for life insurance?
Premiums are calculated based on factors including age, health, coverage amount, and policy type.
Are life insurance benefits taxable
Generally, the death benefit received by beneficiaries is not subject to federal income tax
Can I change my coverage amount after purchasing a policy?
For Term Life, get an additional policy. For Whole Life, it may be possible to increase.